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ESL Federal Credit Union surpasses $10 billion in assets

A major regional financial institution has crossed a milestone that underscores both its growth and its expanding footprint across the Finger Lakes and Greater Rochester region.

ESL Federal Credit Union announced Monday that it has surpassed $10 billion in total assets, marking a significant benchmark in its more than century-long history.


Leaders say the milestone reflects sustained membership growth, strategic investments, and an expanded presence in local communities. President and CEO Tom Rogers said the achievement highlights the trust members place in the institution and points to continued momentum driven by new branch locations and enhanced digital services.

In the past five years, ESL has added 11 branches, including new locations in Rochester and others tied to its acquisition of Generations Bank assets. That expansion has extended its reach into Orleans, Seneca, and Cayuga counties, broadening access to banking services across the region.

The credit union has also emphasized reinvestment in the community, including its long-running Owners’ Dividend program and philanthropic initiatives aimed at supporting small businesses and homeownership. Officials say those efforts have returned hundreds of millions of dollars to members and local organizations over time.

Founded in 1920, ESL now serves more than 465,000 members and nearly 19,000 businesses, employing more than 1,000 people across its network.



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