The Affordable Care Act insures millions of Americans across the country in need of healthcare.
Today is the deadline to sign up for coverage to begin Jan. 1, 2022.
The Affordable Care Act was passed in 2010 as Obamacare and mandates guaranteed healthcare for Americans under age 65.
It’s available to those who do not have coverage through their job or Medicare and Medicaid.
The plans are offered through private insurance companies.
Who does the deadline apply to, and how do I enroll?
Some people already have ACA coverage, and this time is a good opportunity to review your coverage in case you want to change it.
Enrollment for ACA coverage in 2022 started Nov. 1, and need to be completed by Dec. 15, today, in order to have coverage by Jan. 1.
You can still enroll between Dec. 17 and Jan. 15, 2022, but your healthcare won’t begin until Feb. 1, 2022.
In order to enroll on Healthcare.gov, you’ll need your SSN and immigration documentation, and income information.
Income information includes employer name and phone number for everyone in the household with an income.
Before 2019, it was required to have healthcare or pay a fee.
Related: Under this new order, new Social Security and food stamp SNAP beneficiaries will see benefits faster
This changed for 2019 and every year after.
The IRS still requires minimal essential coverage by law.
If you missed the deadline, you may be eligible for special enrollment due to getting married, divorced, becoming a U.S. citizen, and getting out of jail or prison.
If you’re over the age of 65, then Medicare might be a good option for you.
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