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Medicare & Medicaid: cost of deductibles for Parts A and B released for 2022

Medicare is made up of four parts: Part A and B, which everyone with Medicare has, and Part C and D which can be purchased for additional coverage.

All parts have a deductible as well as a premium.

Additional coverage can provide seniors with things like vision and dental.

Related: Social Security & Medicare: How much comes out of my benefits to cover Medicare?


All of the parts of Medicare:

Part A: This pays for hospital stays as well as skilled nursing services and hospice.

Part B: Will cover the cost of outpatient services, doctors visits, and drugs that are administered by certified medical professionals.

Part C: This can be added to provide additional coverage like vision or dental.


Part D: This covers most prescription drugs.

These parts all have premiums, or monthly payments that allow for the coverage of healthcare or other types of insurance.

Part A normally doesn’t require a premium. 99% of recipients don’t pay one. Those that purchase Part A will pay $499 in 2022 if you paid taxes for Medicare for less that 30 quarters through your working years.

Related: Social Security: Lost income? Recipients can lower Medicare payments


Part B premiums are taken out of people’s social security checks and will be $171 in 2022. Higher incomes will mean higher premiums.

Deductibles are a dollar amount that a person needs to pay before their benefits become available.

Deductibles for Part A

For an inpatient hospital stay as well as a mental health inpatient stay, the deductible is $1,556 for 2022. It was $1,484 for 2021.


Deductibles for Part B

The deductible for Part B will go from $203 in 2021 to $233 in 2022.

Once that deductible is met, patients will pay around 20% for services like therapy or medical equipment.

Deductibles for Parts C and D

Seniors purchase Part C for coverage for dental, hearing, and vision. Part D is for members to lower the cost of prescription drugs. The costs for these parts depends on which plan is selected.

Related: Here are 5 major things you need to know if signing up for Medicare for the first time



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