With the new month approaching, Social Security recipients—including retirees, SSDI claimants, and SSI beneficiaries—are watching closely for their June 2025 payment dates.
Whether you rely on monthly retirement benefits, disability checks, or Supplemental Security Income (SSI), here’s a clear breakdown of when your deposit is scheduled to arrive.
✅ SSI Payment Date for June 2025
Payment Date:
📅 Wednesday, May 28, 2025
Wait—May 28? That’s right. Although this payment is for June, SSI benefits will be issued early because June 1 falls on a Saturday. When the 1st lands on a weekend or federal holiday, the Social Security Administration deposits the funds on the prior business day.
How Much Will You Receive?
In 2025, the maximum monthly SSI payment is:
- $943 for individuals
- $1,415 for eligible couples
These amounts can vary based on income, living arrangements, and state supplements.
🗓️ Social Security Retirement and SSDI Payment Dates in June
For retirement and Social Security Disability Insurance (SSDI) recipients, payment dates are determined by your birth date and the date you started receiving benefits.
As you can see, the first round of Social Security payments will go out later than usual.
Full Payment Schedule for June 2025:
| Birthday Range | Payment Date |
|---|---|
| 1st – 10th | Wednesday, June 12 |
| 11th – 20th | Wednesday, June 19 |
| 21st – 31st | Wednesday, June 26 |
If you began receiving benefits before May 1997, your payment will arrive on:
- Monday, June 3, 2025
⚠️ 15% Garnishment for Student Loan Debt May Apply
Many Social Security beneficiaries—especially those on SSDI—are discovering that up to 15% of their monthly check can be garnished by the federal government to repay defaulted student loans.
This rule was reinstated following the end of the federal loan payment pause and applies to:
- Retired individuals with student loan debt
- Disabled borrowers with defaulted federal loans
- SSI recipients are generally exempt unless they also receive SSDI
Garnishments can significantly reduce monthly benefit amounts, especially for those on fixed incomes. If you believe your payment was lower than expected in June, check your Social Security statement or call the SSA to confirm if a garnishment was applied.
To dispute or resolve a garnishment:
- Contact the Department of Education or loan servicer
- File for a hardship exemption or reconsideration
💡 How to Confirm Your Deposit
Social Security payments are typically issued via:
- Direct deposit to your bank account
- Direct Express® debit card
You can confirm your payment using your My Social Security account or by checking your bank balance on the scheduled date.
🧾 Quick Summary
- SSI recipients get paid May 28 for June
- Retirees and SSDI payments go out June 3, 12, 19, and 26
- Up to 15% of your check may be garnished for student loan defaults
- Confirm via your My Social Security account
- Be alert to payment scams
With rising expenses and federal garnishments back in play, understanding exactly when—and how much—you’ll receive in June is more important than ever. Stay informed and protect your benefits.
Stay informed and plan ahead. Social Security remains a lifeline for over 71 million Americans — knowing your payment dates and any upcoming changes is key to staying financially secure.
If you’re unsure about your benefits or need personalized guidance, visit SSA.gov or call 1-800-772-1213.
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