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IRS: Where can I cash my tax refund check?

Getting your tax refund check in the mail is an exciting feeling.

tax refund check

But where can you cash it?

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The first place you could cash-in the refund is the bank. If you already have a bank account, you can cash the check free of charge. Read more about it here.

If you don’t have a bank account, you can still cash the check at a bank. However, it will probably cost you a small fee. The fee depends on the bank, but it probably won’t cost you more than $10.

Check-cashing businesses

Cash-checking businesses charge a fee, and it usually depends on the value of the check. It may be a percentage of the check, or it could be a flat fee.

Many small grocery stores and convivence stores offer this too.

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Large retailers

Some large retailers also offer check-cashing services, like Walmart and Publix. They usually have significantly smaller fees than most check-cashing businesses.

Some waive the fee if you buy something and use the check to pay.

Prepaid cards

You can get prepaid cards instead of money when you cash your tax refund check.

The prepaid cards are not linked to an account like your credit or debit card. That means, there is no protection if the card is lost or stolen.

These cards are available at many retail and convenience stores.

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