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COLA: Increase for 2023 may be 3.9%

In 2022 the COLA increase was 5.9%, the highest in almost 40 years, but what might it be for 2023? That depends on inflation.

social security card with checks representing benefits after a COLA increase

The rate of inflation rose at a rapid rate in 2021, resulting in a higher-than-normal COLA increase.

The rate continued to rise rapidly in 2022, surpassing 7%.

COLA adjustments for 2023 are starting to look like they’ll be much lower than for 2022.


Social Security COLA could increase again in 2023

At this moment in 2022, the number looks to be 3.9%.

This is a decrease of 2% since January, but a rise of .9% since February.

The adjustment is announced in Oct. every year and goes into effect Jan. 1 of the following year.

DiSanto Propane (Billboard)

How big could the boost be for 2023 following inflation?

How do they determine the COLA increase each year?

Every year the change is determined by using data from the Consumer Price Index for Urban Wage Earners and Clerical Workers.

The data looked at is from the third quarter of the year.

This includes July, Aug., and Sept.

If the inflation is negative, there is no increase.

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