The U.S. Department of Housing and Urban Development (HUD) has raised income limits for Section 8 Housing Choice Vouchers. This change allows more families to qualify for rental assistance in 2025. Limits vary by location and household size, but most areas saw a 5% to 7% increase. In high-cost regions, the increases were even higher.
Why the change matters
Rising wages and inflation pushed many low-income households above the previous cutoff. HUD’s new limits aim to correct that. In some counties, the threshold for a family of four rose by more than $3,000. That shift could open the door for thousands who were previously denied help.
How to check if you qualify
Eligibility depends on your household income, size, and location. HUD publishes an annual tool that lets you search by zip code. In most cases, your income must fall below 50% of your area’s median income. Very low-income households—those below 30%—receive priority.
To check:
- Visit HUD’s income limit tool (huduser.gov)
- Select your state and county
- Compare your household income to the chart: If your earnings fall below the new limit, you may now qualify for assistance.
What to do if you’re eligible
Getting a voucher isn’t automatic. You need to apply through your local Public Housing Authority (PHA). Many agencies use waitlists that open for only a short time.
Steps to apply:
- Find your local PHA on HUD’s website
- Ask when the Section 8 list will open
- Gather required documents: ID, income proof, lease info
- Submit an application during the open window: Some cities offer online applications, while others require in-person visits. Be persistent—voucher demand remains high.
Real example: Los Angeles sees eligibility surge
In Los Angeles, the income limit for a family of four increased from $59,550 to $66,750. As a result, more than 10,000 new applicants were able to submit pre-applications when the county reopened its waitlist earlier this spring. Similar spikes have been reported in Chicago, Phoenix, and Miami, where higher housing costs pushed eligibility thresholds higher than the national average.
Don’t miss this window
Income limits don’t change often. This update reflects broader economic shifts and offers a new opportunity to get housing support. If you’re struggling with rent and haven’t qualified before, now is the time to take a second look.
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