The Supplemental Nutrition Assistance Program (SNAP) provides monthly assistance to millions of Americans struggling to afford groceries. Benefits are distributed through Electronic Benefits Transfer (EBT) cards and can be used at participating stores to purchase eligible food items.
Income is one of the primary factors used to determine SNAP eligibility. For larger households, such as those with seven members, the income guidelines are higher than for smaller families. However, other factors like age, disability status, and dependent care expenses can also influence eligibility.
Income guidelines for a seven-person household
For the fiscal year 2025, a seven-person household must stay within the following gross income limits to qualify for SNAP:
- Without earned income and no older or disabled members: gross monthly income must not exceed $5,129.
- With earned income and no older or disabled members: gross monthly income must not exceed $5,918.
- With at least one older person, disabled member, or dependent care expenses: gross monthly income can be as high as $7,890.
Gross income refers to income before taxes or other deductions are taken out.
If a household’s gross income falls within these limits, they may qualify for SNAP. However, households must still pass a net income test unless they include older or disabled members.
Other factors that impact SNAP eligibility
While income is critical, other considerations also impact SNAP eligibility. Some households must meet both gross and net income tests, while others, such as those with older people or disabled individuals, need to meet only the net income limit.
Assets such as savings accounts and property are generally not counted against applicants in most states. Recent changes have eliminated resource tests for many families, allowing more applicants to qualify based solely on income and household expenses.
Additionally, work requirements apply to certain adults without dependents. These individuals may need to meet employment or training participation rules to maintain benefits.
How to apply for SNAP benefits
Families and individuals interested in applying can start by visiting myBenefits.ny.gov or calling 1-800-342-3009 for help. Applicants should prepare to provide documentation, including proof of income, Social Security numbers for all household members, and information about housing and utility costs.
Completing an application does not guarantee approval, but those who qualify often find that SNAP provides critical support for food security and household stability.
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