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Can you claim Social Security and SSDI at the same time?

With inflation at an all time high, retiree’s are trying to collect as many benefits as possible.

Social Security card

Can you claim both Social Security and SSDI at the same time?


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Can you claim both?

Unfortunately, eligible individuals cannot collect both Social Security retirement and  Social Security Disability Insurance (SSDI) at the same time. However, SSDI and Supplemental Security Income (SSI) benefits can be claimed together. Read more about it here.

If you think you may be eligible for both SSDI and SSI, you may want to compare the combined monthly payment to that of your Social Security benefit so see which is greater.

If you are getting SSDI benefits, once you reach your fill retirement age (FRA), your disability benefits are automatically converted to retirement benefits.

What happens once you reach your FRA?

If you decide to take the route of claiming SSI and SSDI, your benefits will automatically make the shift once you reach FRA. For most people, their benefit remains the same, but keep in find that it could change.

Your FRA depends on your birthday. If you’re not sure what yours is you can use this calculator.


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