Social Security benefits help disabled or older Americans, but there are various programs like SSI and SSDI and not just Social Security in retirement.
SSI stands for Supplemental Security Income, while SSDI stands for Social Security Disability Insurance.
SSI is a program that helps disabled people with an income below $2,000.
Couples qualify with an income below $3,000.
The Social Security Administration runs this program.
Eligibility requirements for SSI include
- Be a child, disabled adult, or 65 years and above
- Be a legal US citizen
- Have a limited income level
- Be a U.S. resident
SSDI is run by the SSA as well.
This program helps disabled people who have worked and paid into Social Security before their disability.
The disability must last one year or longer.
Eligibility requirements for SSDI include
- Not being able to work normally due to a medical condition
- The length of the disability will last at least one year
- The disability does not allow for regular body function
- You must be under the estimated retirement age