Many Americans currently collect SSDI due to a disability that keeps them from working. But what if they want to work?
Many people who have ended up with a disability aren’t working because they don’t want to, but because they can’t.
This then makes many wonder if there is a way to sustain a living both working and collecting SSDI since they cannot work the same way they once did.
SSDI and the Ticket to Work Program explained
The program offers career counseling, training, and help finding a job.
You can learn more about the program here.
Returning to work on SSDI without the program
You do not need to enroll in the program to work and keep your benefits.
According to the SSA, you can test out working a job for 9 months while collecting SSDI without losing your benefits.
There is no income cap for what you make during those 9 months.
If you earn over $970 in one month or work 80 hours self employed that will count as one trial month.
If you use up 9 months in a 60 month period, Social Security will consider your disability to be done.
The way around this?
Do not go over $970 in a month and it will not count as one of your 9 trial months.
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