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How to find the best plan and save money with Medicare open enrollment

Right now it is open enrollment for Medicare, and it’s important to remember that Dec. 7, 2021 is the last day you can sign up.

Every year open enrollment comes around so people can sign up for healthcare for the following year.

Here’s how to save money while still finding adequate healthcare

Understand your coverage before Dec. 7. Be aware of what needs you and your family have that need to be met.

Understand the differences between deductibles, copays, and coinsurance. These are times you’ll have to pay money for certain services, and it’s important to know them so you aren’t surprised when you find out about them.

There are three different Medicare options: Open Medicare, Medicare Part D, and Medicare Advantage.

Open Medicare is government run and has Part A for hospital coverage and Part B for medical coverage.

Medicare Part D covers prescriptions at an additional cost.

Medicare Advantage are plans through private insurers but are Medicare approved.

Telehealth options will save money as well if it’s a doctors appointment that doesn’t need to be in the office.

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Another option to save money is to check and see what preventative healthcare benefits are covered and use them.

This includes mammograms, cancer screenings, colonoscopies and immunizations which are normally fully covered.

Pharmacies also offer pricing for different plans that may work better to meet your needs while also saving you money.

Related: Medicare open enrollment is here, find ways to save money while still getting the best plan

Categories: HealthNews