Millions of Americans receiving Supplemental Security Income (SSI) and Social Security should expect payment dates to look different this December. While no one will miss a check, several payments will arrive earlier than usual because of weekends and the New Year’s holiday.
Why SSI payments will come twice in December
SSI payments are typically issued on the 1st of each month, but when that date falls on a weekend or federal holiday, the Social Security Administration (SSA) sends payments early.
Here’s how the schedule shifts this year:
- December 1: Regular SSI payment
- December 31: January SSI payment (paid early because January 1 is a holiday)
- January 30: February SSI payment (paid early because February 1 falls on a Sunday)
In total, SSI recipients will receive three payments across December and January, even though each payment corresponds to a different month.
How Social Security payment dates work
Traditional Social Security retirement, survivor, and disability benefits follow a separate schedule based on the recipient’s birthdate:
- Birthdays 1st–10th → Paid second Wednesday
- Birthdays 11th–20th → Paid third Wednesday
- Birthdays 21st–31st → Paid fourth Wednesday
2026 COLA increase begins soon
Beginning in January, nearly 71 million Social Security recipients will see their checks rise due to the 2.8% cost-of-living adjustment (COLA). The average increase amounts to about $56 per month.
For the 7.5 million SSI recipients, that COLA increase arrives sooner — on December 31, included in the early January payment.
Medicare costs are also rising
Many beneficiaries are preparing for higher Medicare costs in 2026. Premiums for Medicare Part B are projected to rise by nearly $18 per month, and the annual deductible is expected to increase by $26.
Stay informed and plan ahead. Social Security remains a lifeline for over 71 million Americans — knowing your payment dates and any upcoming changes is key to staying financially secure. If you’re unsure about your benefits or need personalized guidance, visit SSA.gov or call 1-800-772-1213.
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