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People ask, can insurance premiums be increased for those who remain unvaccinated?

As the Biden Administration works to try to find ways to get people vaccinated, including urging employers to require it, some people think increasing insurance premiums for unvaccinated should happen.

An editorial in the New York Times suggested that the Affordable Care Act be amended since it allows companies to charges smokers up to 50% more than nonsmokers.


Right now, 83% of new Delta variant cases are among unvaccinated individuals, and 97% of people hospitalized are unvaccinated.

Experts say that targeting unvaccinated people by giving them higher insurance premiums would be hard to do because of the legality of it all.

The ACA prohibits adjusting costs for individuals for things that aren’t age, geography, tobacco use or family size.

The law would need to be changed, which would be highly unlikely to happen in the current climate.



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