As President Donald Trump prepares to sign the “One Big Beautiful Bill” into law on July 4, many Americans are asking a key question: is a stimulus check included?
The answer is no. Lawmakers omitted any direct payments to Americans from the final version of the bill, despite early suggestions that a stimulus payment might be tied to budget savings or federal efficiency measures.
But the legislation, passed narrowly by Congress on July 3, is far from minor. Spanning nearly 900 pages, the bill delivers sweeping tax reforms and historic cuts to safety net programs, reshaping economic priorities for years to come.
No 2025 stimulus check in the bill
While Trump floated the idea of a stimulus linked to claimed savings from the Department of Government Efficiency earlier this year, no such provision made it into the bill.
According to the White House and congressional sources:
- No stimulus checks will be issued through this legislation.
- A prior, unrelated stimulus under the Biden administration in late 2024 provided up to $1,400 for certain taxpayers who failed to claim previous Recovery Rebate Credits.
This means unless new legislation emerges, Americans should not expect new stimulus funds in 2025.
What’s in the One Big Beautiful Bill?
Lawmakers left out the stimulus but included substantial economic and tax policy shifts in the bill. Key provisions include:
- Making 2017 Trump tax cuts permanent for individuals and businesses
- New tax breaks on tip income, overtime pay, and car loan interest
- Expanded deductions for seniors and parents
- Increased child tax credit and creation of “Trump Accounts” for newborn savings
The White House describes the bill as “the largest middle- and working-class tax cut in U.S. history,” claiming it puts $10,000 back into the hands of average families annually. Opponents argue the bill primarily benefits high-income earners and corporations.
Safety net cuts spark concern
The bill enacts deep reductions in federal spending, especially across programs like Medicaid and SNAP:
- Medicaid cuts: Over $1 trillion will be pulled from the program over 10 years.
- SNAP (food stamps): Tightened work requirements could remove 2 million recipients.
- Healthcare impact: The Congressional Budget Office estimates 11.8 million Americans could lose coverage by 2034.
Critics say the bill “takes from the poor to give to the rich.” The White House counters that the work requirements will improve program integrity and preserve benefits for the truly vulnerable.
Who benefits—and who doesn’t?
Better off:
- Corporations: Will benefit from restored R&D and equipment expensing deductions.
- Manufacturers: Get full write-offs for new facilities.
- High-income households: Could see a $13,000 average income bump.
- Tipped workers and overtime earners: Eligible for new deductions through 2028.
Worse off:
- Low-income Americans: May see benefits cut and face new barriers to aid.
- Hospitals: Warn of higher uncompensated care burdens.
- Clean energy industries: Lose federal incentives for wind, solar, and EVs by 2027.
Is the bill bipartisan?
Not even close. The bill passed the House by just four votes, with every Democrat and two Republicans voting against it. Republicans say it fulfills campaign promises on taxes and the border. Democrats call it a “massive wealth transfer” that increases inequality.
What happens next?
President Trump plans to sign the bill on the evening of July 4 in a televised ceremony. With that signature, nearly every area of U.S. economic policy—from taxes to healthcare to energy—will undergo significant transformation.
Americans will soon see whether it sparks the “blue-collar boom” Trump promises or deepens divides in access to opportunity.
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