As markets shake under Trump-era tariffs, investors are rethinking their portfolios. The right move depends heavily on your age and how close you are to retirement.
Young adults should view downturns as buying opportunities, focusing on consistent contributions to diversified funds. Those in their 30s and 40s can still afford risk, with target-date funds offering a simple way to stay balanced. Pre-retirees, typically in their 50s or early 60s, should start shifting toward a 60/40 stock-bond split, adjusting for longer life expectancies.
Seniors may want to minimize stock exposure altogether, opting for stability unless they’re investing for heirs. While age guides strategy, wealth, job benefits, and income sources also shape how to weather financial storms.
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