President Trump’s plan to dismantle the Education Department has raised concerns, especially after reports that Elon Musk’s Department of Government Efficiency (DOGE) team accessed federal student aid data. However, experts say borrowers should continue making payments as usual and take steps to protect their records.
Borrowers are advised to download loan details, track forgiveness progress, and monitor their credit for potential security risks. While Trump cannot unilaterally dissolve the Education Department, his administration may weaken its funding and oversight, affecting student loan programs.
Despite uncertainty, experts stress that key forgiveness programs remain law and require congressional action to change. Borrowers should stay informed, secure their loan information, and seek assistance if needed as policy shifts unfold.