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Stimulus: Mortgage assistance worth up to $80,000 available

Millions of Americans are still reeling from the impacts of the pandemic, and need more stimulus assistance to pay their mortgages.

house sitting next to a clipboard with pen representing stimulus mortgage payments

Luckily for them, there are programs available in many states across the country.

The American Rescue Plan set money aside for states to create programs that help people keep their homes.

The program under the American Rescue Plan is called the Homeowner Assistance Fund, giving $10 billion to states and U.S. territories.

Stimulus: $4,000 for households that missed stimulus checks

Many states are already accepting applications, and other still need to but have the funds.

The money can be used for your mortgage, insurance, and utilities.

Eligibility for stimulus payments to help with homeownership

The money is specifically geared toward homeowners that were negatively impacted by the pandemic.

If you had financial issues after Jan. 21, 2020, you may be eligible.

This is true for those that experienced hardship before this point but experienced it carry over past Jan. 21, 2020.

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Your income must be 150% or less than the area median income or 100% of the median income for the U.S.

Your mortgage balance needs to be below $548,250.

What you get will depend on your state.

California is offering the most at $80,000.

Arizona is offering up to $25,000.

Georgia is giving $50,000.

Oklahoma is giving $20,000.

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The following states have programs under HAF for stimulus cash that residents can apply to

This information was first reported by The Sun.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Guam
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iow
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey

Financial support parents can get in 2022

  • Ohio
  • New York
  • North Carolina
  • North Dakota
  • New Mexico
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

If you apply through your state and are approved, the funds will most likely be sent directly to your mortgage lender and other servicers.

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