The IRS has acknowledged delays in processing some 2025 electronic tax payments, leading to confusion for taxpayers who received unexpected balance-due notices. At the same time, a major transition is underway to eliminate paper checks from all federal payments starting this fall.
Why are some IRS payments delayed?
In a statement to tax professionals on June 20, the IRS confirmed that certain electronic payments are showing as “pending” in taxpayer accounts, even though banks have already processed them. The mismatch has triggered automatic IRS notices indicating unpaid balances.
- Taxpayers who paid electronically and on time do not need to call the IRS if they received a notice.
- The IRS recommends checking the “Payment Activity” page in your online IRS account.
- If the payment still does not show by July 15, only then should you call the number on the notice.
The IRS will automatically correct any penalties and interest once it finalizes the payment.
Transition to all-digital payments starts September 30
As part of Executive Order 14247, the U.S. Treasury is shifting all federal disbursements to electronic formats by September 30, 2025. This includes:
- Social Security benefits
- IRS tax refunds
- Vendor and contractor payments
Rising fraud risks linked to paper checks have prompted the change. The IRS urges taxpayers to submit comments on the transition plan before June 30, 2025.
What to do if you can’t pay your IRS bill
The IRS offers multiple payment options for those who missed the April 15 or June 16 tax deadlines:
Digital Payment Methods:
- IRS Online Account
- IRS Direct Pay
- EFTPS (Electronic Federal Tax Payment System)
- Debit or Credit Card
- Digital Wallets
Payment Plans:
- Short-term (up to 180 days): For balances under $100,000
- Long-term installment: For debts under $50,000
These can be applied for online with fast responses—no in-person visits or phone calls required.
Key takeaway for taxpayers
If you received an IRS notice but already paid your taxes electronically and on time, you likely do not need to take action. Check your online IRS account for updates, and wait until July 15 before contacting the IRS. Also, be prepared for the coming shift away from paper checks for all federal payments.
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