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Home » News » When Will May SSDI Payments Arrive? Full Disability Schedule Inside

When Will May SSDI Payments Arrive? Full Disability Schedule Inside

Millions of Americans who rely on Social Security Disability Insurance (SSDI) are already looking ahead to May 2025 to find out when their next check will arrive. With bills, rent, and essential expenses all depending on these payments, knowing the exact SSDI deposit date can offer peace of mind and help with financial planning.

The good news? The Social Security Administration (SSA) has already confirmed the official payment schedule for May — and it closely follows the pattern from previous months.

May 2025 calendar with Social Security card and direct deposit form — highlighting SSDI payment dates.

SSDI Payment Dates for May 2025

SSDI checks are sent out based on two main factors:

  • When you first started receiving benefits
  • Your birth date

If you began receiving SSDI before May 1997, you’re on a fixed schedule and get your check on the 3rd of each month.

If you started SSDI after May 1997, your payment is based on your birthday and arrives on one of three Wednesdays each month:

  • May 14 – for birthdays between the 1st and 10th
  • May 21 – for birthdays between the 11th and 20th
  • May 28 – for birthdays between the 21st and 31st

Direct deposits usually hit bank accounts early in the morning, while paper checks may take an additional few business days to arrive.

What About SSI Payments?

If you receive Supplemental Security Income (SSI) along with SSDI, your SSI payment will arrive on Thursday, May 1, because May 3 falls on a Saturday. SSI is always paid on the 1st of the month unless that date lands on a weekend or holiday.

Will the May SSDI Check Include the COLA Increase?

Yes. All SSDI checks in 2025 — including those in May — will reflect the 2.5% Cost of Living Adjustment (COLA) that went into effect in January. This small but important increase helps offset inflation.

Here’s what that looks like in 2025:

  • Average SSDI benefit: $1,580/month
  • With spouse and children: ~$2,826/month
  • Maximum monthly SSDI benefit: $4,018/month (for high earners with long work histories)

Even if you’re not receiving the maximum, the COLA increase means every check is a little larger than it was last year.

What to Do If Your SSDI Payment Is Late

If your SSDI payment doesn’t arrive on the expected date:

  1. Check with your bank first. Direct deposit delays are often on their end.
  2. Wait 3 business days. SSA recommends waiting before filing a report.
  3. Contact the SSA. Call 1-800-772-1213 or visit ssa.gov.

Final Takeaway

The next SSDI checks arrive on May 1, 14, 21, or 28, depending on your eligibility group and birthday. All payments include the 2025 COLA increase and are expected to process without delays.

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