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SSDI: How much is the monthly benefit?

Social Security Disability Insurance (SSDI) is a program run by the Social Security Administration.

SSDI application

The program provides a monthly benefit to people who are unable to work.


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Who qualifies for the SSDI?

Social Security Disability Insurance (SSDI) monthly payments start at $800 and the maximum is $1,800. In order to be eligible, you must have a qualifying disability– a physical or mental condition that is severe enough to prevent you from working for at least a year.

Qualification is also dependent on previous employment and Social Security taxes based on your lifetime earnings. In order to qualify you must:

  • have a disability that meets the SSA definition
  • you can no longer work
  • your disability will last at least one year

How is my benefit calculated?

The SSA doesn’t consider the severity of your disability when calculating your benefit. Your benefit is based on your “lifetime average earnings before you became disabled.” The SSA has a formula to determine your benefit.


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