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Mortgage: States that have highest monthly mortgage payments

As inflation continues to rise over time, so does the cost of a mortgage for those trying to purchase a new home.

home being held in the hands of someone applying for a mortgage

Interest rates for 30 year loans are at their highest level they have been in a decade.

The three biggest factors for rising home loans costs are low inventory, high rates, and high home prices.


Which states are giving stimulus payments for mortgages?

What states have the most expensive payments for mortgages?

The average monthly payment nationally is $1,159 for a 30 year fixed home loan.

A 15 year fixed home loan is an average of $1,747.


The five highest states are

  • District of Columbia: $2,684
  • Hawaii: $2472
  • California: $2,421
  • New Jersey: $2,413
  • Massachusetts: $2,276

The cheapest mortgages are in West Virginia with $1,052 payments and Arkansas with $1,094 payments.

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