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Student loans: Public service loan forgiveness

Millions of Americans have found themselves in student loan debt after getting an education.

cash wrapped in a student loan sticker representing debt and student loan forgiveness

The Public Service Loan Forgiveness Program was created to help students that start in low wage paying careers.

These types of careers include firefighting, teachers, government positions, nursing, public law, military, and religious positions.

You need to have already made ten years worth of payments to qualify.


Are student loans allowed to be used for rent?

This means 120 payments while you were working for an organization eligible for tax free forgiveness.

You may check the federal aid website for your eligibility.

Qualification to receive this loan forgiveness

  • Work for a U.S. federal, state, local, or tribal government or non-profit organizations.
  • Work full time for this organization
  • Have Direct Loans
  • Be paying off your loans through an income driven payment plan
  • Made 120 qualifying payments already
  • File a Certification and Application for Public Service Loan Forgiveness
  • File a Temporary Expanded PSLF

Forgiveness for frontline healthcare employees

Organizations that qualify for this student loan forgiveness program

  • Government organizations
  • 501c3 non-profits
  • AmeriCorps
  • Peace Corps
  • Non-profits offering a public service that qualifies
  • Religious organizations

Thousands to have their student loans through Navient forgiven- Are you one of those people?

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