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Will my Medicare cover Home Health Care in 2022?

Many people would prefer to receive care in the comfort and privacy of their own home.

While that would be preferable, Medicare does not cover this in every situation.

If you need or care for someone who needs nursing or rehabilitation therapy at home, Medicare may be the solution.

Related: What will my Medicare Part A cover in 2022?

What home health care can you get with Medicare?

Medicare has created a list of criteria that needs to be met in order for a person to receive financial help with home health care.

One way to get it is for your doctor to prescribe it for you.

You may require services from from skilled nursing care, physical, speech, or occupational therapy.

Related: Medicare open enrollment: With two weeks left, here’s five things to know

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You may need home health care if you’re confined to your home due to an injury, illness, or medical condition. If you can physically leave the home for treatment you may not qualify.

Your doctor needs to help set up the care plan with a home health care agency to provide you with the services you need.

The only way people used to be able to get home health care is if they had a condition that may have gotten better.

Related: Medicare & Medicaid: cost of deductibles for Parts A and B released for 2022

Now, in order to receive home health care, you just need to show you can maintain your condition or slow its progression.

Only part time skilled nursing is covered, not full time. Medicare may help cover the costs for a skilled nursing facility.

All home health care costs are covered by Medicare Part A. There is no number of the limit of visits they’ll pay for. Medicare will cover the cost of the initial evaluation prescribed by your doctor.

Related: Social Security & Medicare: How much comes out of my benefits to cover Medicare?

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The costs will only be covered by Medicare Part A following a 3 day hospital stay.

If there’s no three day hospital stay then Medicare Part B will cover the cost.

100% of the home health care services are covered if it’s for 2-3 visits per week for skilled nursing prescribed by a doctor, physical, speech or occupational therapy.

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