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Why does Biden Administration want to monitor all bank accounts with $600 or more in them?

One proposal included in the infrastructure bill being debated in Washington, D.C. would allow the IRS to monitor any bank account with $600 or more.

The overall goal of the Biden administration is to collect income taxes.  It will target income that is earned but not reported. The move could close a multi-billion dollar budget gap.

Those opposed to the proposal say it would burden banks, and infringe on private banking and further deter those who don’t trust federally regulated institutions.

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U.S. representatives from nine different states sent letters in opposition of the proposal to Speaker Nancy Pelosi and the IRS Commissioner, according to 10 WBNS.

Those in favor say the large amount of criticism is unnecessary since it’s really just a proposal at this time.

Treasury Secretary Janet Yellen testified before the Senate Banking, Housing, and Urban Affairs Committee hearing and said the proposal isn’t what it’s being made out to be.

“It is a proposal to add two additional pieces of easily ascertained information onto the 1099-INT Form that banks already file; namely, the aggregate inflows into the account during the year and the aggregate outflows,” Yellen said.



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