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$300 child tax credit stimulus payments could be extended to 2024 but it would cost $330 billion

The $300 per child families in the U.S. are receiving as part of the Child Tax Credit advance payment plan adopted in the American Rescue Plan stimulus effort could get a major extension.

Democrats are weighing the possibility of extending the $300 monthly checks to families through 2024, as part of a massive, $3.5 trillion social-spending plan.

However, that extension would come with the possibility of fully killing the tax credit from 2025 to 2030 to compensate for the billions spent on an extension.


A three year extension of the child tax credit would cost approximately $330 billion. As result, some discussions have been taking place relative to limiting recipients of the credit, or excluding certain groups based on income.

Currently the child tax credit gives families up to $300 per child under 17. Individuals earning less than $75,000 per year are eligible, as well as those couples earning under $150,000.

Here’s the catch: The child tax credit advance payments only include half the full benefit. So families currently are receiving $1,800 of the maximum $3,600 per child in monthly payments.

The next round of payments is scheduled to go out on September 15. The opt-out window for those payments has passed, but the monthly payments will continue through December. Then the remainder of the child tax credit will be claimable on 2021 tax returns.

Refunds, tax credit payments, and future stimulus checks will be delayed if IRS doesn’t get more manpower



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