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MORTGAGE RATES: Where are they going in 2026?

MORTGAGE RATES: Where are they going in 2026?
Mortgage rates today are holding just under the 6% mark, offering buyers and homeowners renewed breathing room. The latest data shows meaningful improvement compared with mid-2025 highs. For anyone shopping or refinancing, timing matters more ... more
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Cash buyers are setting the pace in the housing market’s high and low ends

Cash buyers are setting the pace in the housing market’s high and low ends
With mortgage rates stuck above 6%, cash buyers continue to dominate both ends of the U.S. housing market — from bargain buys to multi-million-dollar estates. New data from Realtor.com shows how cash offers are reshaping ... more
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Mortgage rates stay high as shutdown adds major pressure to housing market

Mortgage rates stay high as shutdown adds major pressure to housing market
Mortgage rates are still hovering above 6%, home prices keep rising, and now a government shutdown is threatening to make an already unaffordable housing market even worse. Zillow and housing analysts are sounding the alarm ... more
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Mortgage rates steady at 6% as fall housing market slows down

Mortgage rates steady at 6% as fall housing market slows down
As of October 6, 2025, mortgage rates today remain flat at 6% for a 30-year fixed loan, continuing a four-week streak of stability. While this is welcome news for buyers watching the market, the fall ... more
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Mortgage rates today hold steady as housing market outlook improves

Mortgage rates today hold steady as housing market outlook improves
Mortgage rates today remain largely unchanged, offering some stability for homebuyers navigating a shifting real estate landscape. With the average 30-year fixed rate at 6.125% and signs of renewed market activity, buyers may want to ... more
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MORTGAGE RATES TODAY: 30-year fixed edges down as buyers weigh options

MORTGAGE RATES TODAY: 30-year fixed edges down as buyers weigh options
As of Tuesday mortgage rates are showing slight declines, with Zillow Home Loans reporting a 6.125% average rate for a 30-year fixed loan. Buyers in the market may see slightly better offers depending on their ... more
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Housing market faces fresh risk as government shutdown deadline nears

Housing market faces fresh risk as government shutdown deadline nears
A looming government shutdown is threatening to disrupt the U.S. housing market just as buyers begin returning amid falling mortgage rates. If Congress doesn’t reach a funding deal by midnight, delays to mortgage processing and ... more
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Mortgage rates hold steady as Zillow raises housing price forecast

Mortgage rates hold steady as Zillow raises housing price forecast
Today’s mortgage rates remain stable, but Zillow’s latest housing market outlook signals a shift: U.S. home prices may rise slightly over the next year — after months of decline. Current mortgage rates as of September ... more
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MORTGAGE RATES TODAY: 30-year fixed sits at 6%

MORTGAGE RATES TODAY: 30-year fixed sits at 6%
Mortgage rates today remain steady with the average 30-year fixed at 6%, according to Zillow. But as rates level out, housing markets—especially in Florida—are shifting rapidly. For buyers, that means more negotiating power and more ... more
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Mortgage rates today: 30-year fixed holds despite fed rate cut

Mortgage rates today: 30-year fixed holds despite fed rate cut
As of September 18, 2025, mortgage rates remain steady, even after the Federal Reserve cut interest rates for the first time in nearly a year. The 30-year fixed mortgage rate sits at 6.00%, signaling stability—but ... more
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Mortgage rates today hold steady as Fed decision looms

Mortgage rates today hold steady as Fed decision looms
Mortgage rates today are holding firm, with Zillow reporting a 30-year fixed rate of 6% and a 15-year fixed at 5.25%. As the Federal Reserve prepares to make a key rate decision, borrowers and buyers ... more
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Mortgage rates rise to 6.125% for 30-year loans: What it means for buyers

Mortgage rates rise to 6.125% for 30-year loans: What it means for buyers
Today’s mortgage rates are ticking upward again. With 30-year fixed rates now at 6.125%, many buyers are rethinking how—and when—to finance their next home. Let’s break down the latest numbers, what’s driving them, and how ... more
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Mortgage rates today hold at 6% as refinance demand spikes

Mortgage rates hold steady as Zillow raises housing price forecast
Mortgage rates today are holding steady at 6%, keeping homebuyers and homeowners locked into one of the year’s most unpredictable borrowing environments. A recent drop in rates has sparked the biggest jump in mortgage demand ... more
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Mortgage rates fall to 6% as weak jobs data sparks new refinance interest

Mortgage rates fall to 6% as weak jobs data sparks new refinance interest
Mortgage rates today are making headlines again, falling to 6%—their lowest point in nearly a year. The drop comes as fresh economic data shows signs of a slowing U.S. labor market, and it’s already sparking ... more
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Mortgage rates today hold at 6%: Here’s how to get a lower rate

Mortgage rates today hold at 6%: Here’s how to get a lower rate
As of today mortgage rates are holding steady, with the popular 30-year fixed loan sitting at 6%, according to Zillow Home Loans. That’s the lowest level since October 2024, giving potential buyers a rare window ... more
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Mortgage rates fall slightly: Here’s today’s average and what it means for buyers

Mortgage rates hold steady as Zillow raises housing price forecast
Mortgage rates are showing signs of easing heading into fall, giving homebuyers a sliver of relief after a rocky summer. As of September 8, 2025, the average 30-year fixed mortgage rate is 6.125%, while 15-year ... more
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Mortgage Rates Today: Rates Hold Amid Stalled Housing Market

Mortgage rates steady at 6% as fall housing market slows down
Mortgage rates hold steady on September 5, 2025. The popular 30-year fixed mortgage rate is currently 6.125%. Meanwhile, the 15-year fixed rate sits at 5.25%. These rates arrive as the housing market slows significantly. A ... more
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Mortgage rates dip slightly, but housing market shows signs of stress

Mortgage rates today hold steady as housing market outlook improves
Mortgage rates today remain high by historic standards, but slightly lower than the summer’s peak. Still, high borrowing costs and growing buyer uncertainty are pushing more homebuyers to walk away from deals, reflecting deeper cracks ... more
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US Housing Market Cools as Buyer Urgency Plummets

US Housing Market Cools as Buyer Urgency Plummets
The United States housing market is showing clear signs of a slowdown. It is no longer a strong wealth-building engine for homeowners. High mortgage rates and prices have created an affordability crisis. Now, new data ... more
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