AT&T customers will see a smaller autopay discount starting April 24, as the telecom giant joins competitors in shifting payment incentives. But there are still ways to save—if you know where to look.
What’s Changing?
Starting next month, AT&T will cut its monthly autopay discount in half for some customers. Those who pay using an eligible debit card will see their $10 monthly discount reduced to $5.
If you pay with any credit card—other than the AT&T Points Plus credit card—you’ll no longer receive any discount at all.
Customers who use a bank account for autopay, however, will continue receiving the full $10 discount for both wireless and internet plans, AT&T confirmed to USA TODAY.
Why AT&T Is Making the Change
The company is looking to reduce costs and risk. According to Shikha Jain, a partner at consulting firm Simon-Kucher, paying via bank account helps AT&T avoid credit card processing fees, disputes, and fraud.
“It’s easier to reframe a discount than to justify a price hike,” Jain said.
The move mirrors similar changes made by Verizon and T-Mobile, both of which recently scaled back autopay perks for customers using credit cards.
How to Keep Saving on Your AT&T Bill
Switching your payment method to a bank account is the easiest way to keep your $10 autopay discount. But experts say there are other ways to lower your monthly bill, too.
1. Check for Hidden Perks
Review your plan’s fine print. Many plans offer bundled discounts with streaming services, or allow you to drop unused features like extra data or device insurance.
2. Call and Negotiate
Don’t be afraid to call AT&T customer service and ask about discounts. Loyalty deals, promotions, or special offers may be available—but you’ll likely need to request them.
“Savvy consumers still have levers they can pull,” Jain said.
3. Bundle Services
If you have AT&T internet and wireless, check if bundling them can lower your overall cost. Some bundles include discounted streaming or extra data at no added charge.
4. Cut Unused Features
Do you pay for international data, hotspot access, or device protection but never use them? Removing those features could save several dollars each month.
What’s Next?
AT&T’s shift is part of a broader trend across industries. Companies are tightening benefits while avoiding direct price increases. Airlines, for example, are pushing branded credit cards, and streamers like Netflix have cracked down on password sharing to reduce losses.
The bottom line? AT&T wants to improve margins, but you still have control. With a few smart moves, you can offset the discount loss—or even come out ahead.
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