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Student Loans: Jobs that will give you loan forgiveness

Students every year put themselves into debt by getting and education and taking out student loans to complete it. It can take years to pay off.

cash with a sticker saying "student loan debt" representing student loans

The average student loan debt for a student today is $37,113.

Some people are lucky enough to get those loans forgiven.


FAFSA: Application information for the 2022-2023 academic year

Public Service Loan Forgiveness

This program will eliminate all student loan debt.

It was created in 2007 as part of the College Cost Reduction and Access Act.

To use it you must first make 120 qualifying payments on your student loans while you work for an employer that qualifies for the program.

That means you need to work for a government agency or specific type of non-profit organization full time.

Federal direct loans and federal consolidation loans qualify.

You need to have an income-driven repayment plan to qualify.


Financial Aid: Differences with public and private colleges

Those are

  • Revised Pay As You Earn Repayment Plan (REPAYE)
  • Pay As You Earn Repayment Plan (PAYE)
  • Income-Based Repayment Plan (IBR)
  • Income-Contingent Repayment Plan (ICR Plan)

Student loan repayment: Income driven plans

What types of jobs will get rid of my student loans?

  • Emergency Management
  • Government (excluding time served as a member of Congress)
  • Military service
  • Public safety
  • Law enforcement
  • Public health
  • Public education
  • Social work
  • Public service for the elderly
  • Public interest law services
  • Early childhood education
  • Public service for individuals with disabilities
  • Public library sciences
  • School-based library sciences and other school-based services
  • 501(c)(3) tax exempt organizations
  • Teaching as a faculty member at a tribal college or university
  • Teaching as a faculty member in a high-need subject area or shortage area
  • Volunteering full-time for the AmeriCorps or Peace Corps
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