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Child Tax Credit: What happens for advanced payments in 2022 if they aren’t extended?

The Build Back Better plan under the Biden administration has provisions in it that would extend the expanded child tax credit payments into 2022.

However, Democrats Joe Manchin and Kyrsten Sinema aren’t getting behind the bill which decreases the chances of its passing.

The bill’s goal is to tackle a number of societal issues, mainly helping the middle and low class American citizens and their families.

Related: Thousands can claim a full $3,600 child tax credit next year, are you one?

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Those hit the hardest with the bill’s stalling are families with children.

The tax credit would remain at $3,000 for children ages 6-17 and $3,600 for children under age 6 if extended.

Without the extension, 10 million children will return to poverty after being lifted out thanks to the monthly payments.

Related: Risk paying hundreds in fines to the IRS if you don’t keep important child tax benefit letter


The credits prior to the expansion were $2,000 per child with lower income limits to qualify.

What happens if the child tax credit isn’t extended?

While it’s unfortunate and not ideal for lower income families, many will still qualify for the standard child tax credit.

The standard is $2,000 per child.

Related: Do you have unclaimed benefits out there? You might be owed $1000s


What will really impact families negatively is that the advanced payments that went out to those 27 million families will end.

This means families in poverty will receive less cash from the credit and only be able to claim it during tax season like before the pandemic.

Millions got used to and became reliant on these monthly payments.



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