Most Social Security beneficiaries will receive their September 2025 payments on schedule. But if you only receive Supplemental Security Income (SSI), don’t expect a deposit this month. Here’s why—and when everyone else should expect their money.
September 2025 Social Security payment schedule
If you collect Social Security retirement benefits (not SSI), your payment date depends on your birthdate or whether you started receiving benefits before May 1997:
- Wednesday, Sept. 3: For those who began receiving benefits before May 1997
- Wednesday, Sept. 10: For birthdays on the 1st–10th
- Wednesday, Sept. 17: For birthdays on the 11th–20th
- Wednesday, Sept. 24: For birthdays on the 21st–31st
Direct deposits typically arrive by 9 a.m. on the scheduled day. Paper checks may take longer.
Why SSI recipients won’t receive a September payment
If you receive only SSI, you will not get a payment this month. That’s because September 1 falls on Labor Day, and by Social Security Administration (SSA) policy, payments due on weekends or federal holidays are sent the previous business day.
- SSI payments for September were issued early, on Friday, August 29.
This is normal and happens several times a year when holidays disrupt the usual payment cycle.
What to do if your Social Security payment is missing
If your payment hasn’t arrived by the expected date, the SSA recommends:
- Wait three additional mailing days
- Then call 1-800-772-1213 (TTY: 1-800-325-0778), weekdays 8 a.m. to 7 p.m.
Most payments are made via direct deposit, and delays are rare—but they can happen due to banking issues or address changes.
SSA office locations in upstate New York
Need in-person help? Here are some Social Security Administration offices across the Finger Lakes and beyond:
- Monroe County:
- 200 E. Main St. (Rochester)
- 4050 W. Ridge Road (Greece)
- Onondaga County:
- 100 S. Clinton St., Syracuse
- Erie County:
- 478 Main St., Buffalo
- 1900 Ridge Rd., West Seneca
- Albany County:
- 11 A Clinton Ave.
- Broome County:
- 2 Court St., Binghamton
- Dutchess County:
- 4 Academy St., Poughkeepsie
- Orange County:
- 85 Crystal Run Rd., Middletown
When can you start collecting Social Security?
- Earliest age: 62 (with reduced benefits)
- Full retirement age:
- Born in 1958: 66 years, 8 months
- Born in 1959: 66 years, 10 months
- Born in 1960 or later: 67
The SSA offers calculators to help estimate your monthly benefit based on your work history and age.
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