Are Americans getting a stimulus check in July 2025? Here’s what you need to know about tax refund payments, missed stimulus checks, and ongoing state inflation relief programs.
Missed the third stimulus check? The IRS deadline has passed
The IRS has confirmed that all first, second, and third Economic Impact Payments (EIPs), also known as stimulus checks, have been sent out. If you did not receive your third check—worth $1,400 per eligible adult or dependent—you had until April 15, 2025 to claim it by filing a 2021 tax return and requesting the Recovery Rebate Credit.
That deadline has now passed, and the IRS says no extensions or appeals are available. Any unclaimed payments have reverted to the U.S. Treasury.
Key takeaway: You can no longer claim the $1,400 stimulus check for 2021 unless you filed your taxes on time.
What about a fourth stimulus check?
There is no fourth federal stimulus check confirmed at this time. Despite speculation on social media about a $2,000 stimulus or a proposed $5,000 “DOGE dividend”, neither Congress nor the IRS has validated any new federal payments.
Beware of online misinformation or scams promising new stimulus checks.
State inflation relief payments still available in some areas
While the federal window has closed, several states have issued their own one-time “inflation relief” or “rebate” checks to eligible residents.
Here’s a look at what’s happening:
| State | Payment Type | Eligibility Example | Amount |
|---|---|---|---|
| New York | Inflation Relief Check | Earned up to $75K (individual) or $150K (joint) | $200–$400 |
| Pennsylvania | Property Rebate Check | Property owners with qualifying income | Varies |
| Georgia | Rebate Check | Taxpayers who filed state returns | Varies |
| Colorado | Taxpayer Refund | Residents who paid 2023 taxes | Varies |
If you believe you’re eligible, visit your state’s Department of Revenue website to check your payment status or claim past-due relief.
IRS refund status: How to check yours now
If you’re waiting on a federal tax refund for 2024, here’s how to track it:
Use the “Where’s My Refund?” tool:
Go to irs.gov/refunds and input:
- Social Security number
- Filing status
- Exact refund amount
You’ll see one of three statuses:
- Return Received
- Refund Approved
- Refund Sent
Direct deposit refunds are usually issued within 21 days of filing electronically. Paper checks can take 6–8 weeks.
What if your refund is delayed?
Common causes of refund delays:
- Errors or missing information on your return
- Claiming the Earned Income Tax Credit or Recovery Rebate Credit
- IRS needing further identity verification
- Delays in bank processing or USPS delivery
If it’s been more than 21 days and no update is showing, contact the IRS directly at 800-829-1954.
Can you still file late?
Yes. If you missed the April 15, 2025 filing deadline:
- You can still file, but penalties and interest may apply.
- If you requested an extension, your final filing deadline is October 15, 2025.
However, you cannot claim missed stimulus checks at this point, even if you file late.
Bottom line
- The IRS deadline to claim stimulus checks has passed.
- No new federal stimulus has been approved as of July 2025.
- State-level inflation relief checks may still be active — check your eligibility.
- You can still track and receive your 2024 federal refund if eligible.
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