Millions of Americans are slated to receive their next round of Social Security payments this Wednesday, July 16, with checks averaging around $2,000. But not everyone will receive their deposit this week — eligibility hinges on your birthdate and the type of benefit you’re receiving.
Here’s what you need to know.
Social Security: Who Gets Paid on July 16?
The Social Security Administration (SSA) distributes retirement and disability benefits in staggered waves each month. The payment schedule is determined by your date of birth:
- Birthdays between the 1st and 10th: Paid July 9 (already sent)
- Birthdays between the 11th and 20th: Paid July 16
- Birthdays between the 21st and 31st: Paid July 23
If you fall into the July 16 group and receive retirement, survivor, or disability benefits (SSDI), your payment should be direct-deposited or mailed out on Wednesday.
How Much Will Social Security Beneficiaries Get?
While benefit amounts vary by work history and retirement age, here’s the average breakdown for 2025:
- Average retirement benefit: ~$1,900–$2,000
- Maximum retirement benefit (age 70): $5,108
- SSDI average benefit: ~$1,537
- SSI average benefit: ~$943
Those who delayed retirement until 70 or had higher lifetime earnings may qualify for checks above $4,000 or even over $5,000.
What If Your Payment Is Missing?
If your check doesn’t arrive on time, the SSA recommends waiting three mailing days before contacting them. You can also check your My Social Security account for updates or verify your direct deposit status through your bank.
Upcoming Social Security Payment Dates
| Birthdate Range | Payment Date |
|---|---|
| 1st – 10th | July 9 (Completed) |
| 11th – 20th | July 16 |
| 21st – 31st | July 23 |
SSI Payments Were Sent Early
For those on Supplemental Security Income (SSI), the July payment was issued on June 28 due to the first falling on a weekend. There will be no separate SSI check sent during the month of July.
What to Do Next
- Check your My Social Security account for payment confirmation
- Review your bank or credit union for pending deposits
- Contact SSA at 1-800-772-1213 if missing a payment after 3 days
Stay tuned for updates on August’s payment schedule, potential COLA increases for 2025, and breaking developments in Social Security policy under the Trump administration.
Stay informed and plan ahead. Social Security remains a lifeline for over 71 million Americans — knowing your payment dates and any upcoming changes is key to staying financially secure.
If you’re unsure about your benefits or need personalized guidance, visit SSA.gov or call 1-800-772-1213.
📌 RELATED READS:
- How Much Social Security Will You Get in 2026? COLA Predictions & More
- How to Enroll in Social Security Benefits: A Step-by-Step Guide
- “Big, Beautiful Bill” Delivers Social Security Tax Break — But There’s a Catch
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