Many Americans are still asking: Are we getting a stimulus check in July 2025? The short answer is no — there is no new federal stimulus payment approved for July. However, if you think you’re missing a past payment or are waiting on a refund, here’s what to know.
Can you still claim a past stimulus check?
The U.S. issued three rounds of federal stimulus payments between 2020 and 2021:
- First check (2020): Up to $1,200 per individual, plus $500 per child
- Second check (2021): Up to $600 per person
- Third check (2021): Up to $1,400 per person and per dependent
The final opportunity to claim the third stimulus — through the Recovery Rebate Credit on your 2021 tax return — expired on April 15, 2025. If you didn’t file by that date (even with a tax extension), your eligibility has passed, and the funds now revert to the U.S. Treasury.
If you believe you were eligible and missed your payment, your best option is to speak with the IRS or a qualified tax professional. No appeals or extensions are available beyond that deadline.
Is a fourth stimulus check coming?
Despite ongoing rumors on social media and questionable websites, Congress has not approved a fourth stimulus check. Claims of a $2,000 stimulus payment are currently unfounded and not backed by any federal legislation or IRS statement.
What about the $5,000 DOGE stimulus Trump mentioned?
Back in February, former President Donald Trump floated the idea of a $5,000 “DOGE dividend” to be paid to taxpayers using funds saved by the newly established Department of Government Efficiency (DOGE). However, no concrete plans, dates, or legislative action have followed, and the proposal remains speculative.
How to check your IRS refund status
If you’re waiting for a tax refund, you can check your status easily online at IRS.gov using the “Where’s My Refund?” tool. You’ll need:
- Social Security Number (or ITIN)
- Filing status (single, married, etc.)
- Exact refund amount from your return
Your refund status will be shown as one of the following:
- Return Received – The IRS has received and is reviewing your return
- Refund Approved – Your refund is being processed
- Refund Sent – Your money is on its way via direct deposit or mail
When will refunds be deposited?
According to the IRS, most refunds are issued within 21 days of e-filing. Paper returns take longer. However, delays are possible due to:
- Errors or incomplete information on your return
- Identity verification issues
- Claims involving tax credits (like the Child Tax Credit or EITC)
- Bank processing delays
Can you still file taxes late?
Yes — if you missed the April 15, 2025 deadline, you can still file. Here’s what to know:
- Extension filers have until October 15, 2025 to submit their 2024 return
- If you didn’t request an extension, it’s best to file as soon as possible to avoid further penalties and interest
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