Millions of Social Security recipients are seeing their largest payments yet this month—here’s why your check may be bigger.
Social Security payments in June 2025 have reached a new all-time high, providing a financial boost to millions of Americans receiving retirement, SSDI, and SSI benefits.
According to the Social Security Administration (SSA), the average monthly benefit for retired workers now stands at $1,915, while individual SSI payments can go as high as $943 and SSDI checks average around $1,537.
Why Are June Payments So High?
The increase in June checks is primarily due to the 8.7% Cost-of-Living Adjustment (COLA) that took effect in January 2025. While recipients have been seeing these higher amounts since the start of the year, June’s payments are drawing attention due to:
- Full impact of the 2025 COLA now visible
- SSDI and SSI recipients receiving back-to-back payments due to calendar shifts
- Automatic adjustments for some beneficiaries due to inflation recalculations
These factors have combined to push June’s average payments to the highest level ever recorded.
Average June 2025 Benefit Amounts
| Benefit Type | Average Payment |
|---|---|
| Retired Workers | $1,915 |
| Disabled Workers (SSDI) | $1,537 |
| Supplemental Security Income (SSI) – Individuals | $943 |
| Supplemental Security Income (SSI) – Couples | $1,415 |
Note: Your individual payment may differ based on work history, income, and state supplements.
Who’s Receiving Checks in June?
Social Security benefits are distributed based on birth date and benefit type. Here’s the schedule:
- SSI Payments – Sent June 1
- SSDI/Retirement – Group 1 – Paid June 3 (for those who received benefits before May 1997)
- SSDI/Retirement – Group 2 – Paid June 12 (DOB 1–10)
- SSDI/Retirement – Group 3 – Paid June 18 (DOB 11–20)
- SSDI/Retirement – Group 4 – Paid June 26 (DOB 21–31)
If you’re in one of these groups, your direct deposit or mailed check should arrive according to this timeline.
What If My Check Is Missing or Late?
If your payment hasn’t arrived within 3 business days of the scheduled date, the SSA advises calling their toll-free number at 1-800-772-1213 or visiting your local office. Be sure to have your Social Security number and payment history available when calling.
What About July? Will Payments Continue to Increase?
While no additional raises are expected in July, all eyes are on the 2026 COLA estimate. Early projections from the Senior Citizens League suggest next year’s increase could be under 3%, reflecting cooling inflation trends. That means June 2025 may stand as the peak month for benefit amounts this year.
Stay informed and plan ahead. Social Security remains a lifeline for over 71 million Americans — knowing your payment dates and any upcoming changes is key to staying financially secure.
If you’re unsure about your benefits or need personalized guidance, visit SSA.gov or call 1-800-772-1213.
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