The U.S. Department of Housing and Urban Development (HUD) has released updated income limits for the Housing Choice Voucher Program, commonly known as Section 8. The new 2025 limits determine who qualifies for subsidized housing based on household size and local cost of living.
These annual updates are critical for low-income families applying for or renewing housing assistance in all 50 states.
What are the 2025 income limits for Section 8?
HUD sets income limits at three levels:
- Extremely Low Income (ELI): Typically 30% of area median income (AMI)
- Very Low Income (VLI): Roughly 50% of AMI
- Low Income: Up to 80% of AMI (used for other housing programs)
To qualify for Section 8 in most areas, your household must fall within the very low income range. These limits vary widely depending on where you live.
Example: 2025 income limits by metro area
Here are sample 2025 limits for a family of four in select metro areas:
| Metro Area | Very Low Income Limit (4-person) |
|---|---|
| New York, NY | $64,400 |
| Los Angeles, CA | $58,650 |
| Chicago, IL | $53,200 |
| Houston, TX | $49,500 |
| Atlanta, GA | $47,300 |
To find your specific limit, visit HUD’s income limit tool.
Why the limits matter
Income limits affect eligibility for:
- New Section 8 applicants
- Existing voucher holders during recertification
- Project-based rental assistance programs
If your income has changed recently due to a new job, reduced hours, or added household members, it may impact your eligibility this year.
What to do if you’re close to the cutoff
If your household income is near the 2025 threshold:
- Report any changes in income or household size to your PHA
- Ask about deductions for childcare, disability, or medical expenses
- Inquire about other local programs that use broader income criteria
Your housing authority may offer other forms of assistance even if you’re no longer eligible for Section 8.
How to apply or check your status
To check your eligibility or get on a Section 8 waitlist:
- Find your local housing authority
- Look for open waitlists in your area
- Complete an application online or in person
- Keep your contact info updated to avoid missing notices
Most waitlists are still backed up in 2025, but staying active and checking nearby counties may improve your chances.
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