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Home » News » IRS Stimulus Tracker 2025: How to Check Your Payment

IRS Stimulus Tracker 2025: How to Check Your Payment

  • / Updated:
  • Digital Team 
Flat lay of tax-related items including an income tax notepad, U.S. Treasury stimulus check, cash, calculator, gavel, and tax sign on a wooden desk.

Millions of Americans are still waiting for stimulus-related payments in 2025. Whether it’s a delayed refund or unclaimed pandemic-era check, the IRS stimulus tracker remains the most reliable tool to monitor payment status.

Here’s how to use it—and what to do if your money still hasn’t arrived.

How the IRS Stimulus Tracker Works

The Get My Payment tool, available at irs.gov, lets users check:

  • The status of stimulus checks issued under previous relief packages
  • Whether a payment was processed, mailed, or direct-deposited
  • Any need to update address or banking information

The IRS updates this tool daily, usually overnight. Users must enter their Social Security number, date of birth, and address to access their records.

Who Can Use the Tracker?

The IRS tool is available to:

  • Individuals who received stimulus payments in 2020, 2021, or 2022
  • Taxpayers who filed a return and believe they’re eligible for Recovery Rebate Credit
  • Anyone checking on unclaimed stimulus money

If you didn’t receive a payment you were entitled to, the IRS may require you to file or amend a tax return.

What to Do If You’re Still Waiting

If the tracker shows your payment was issued but you never received it, here are steps to take:

  1. Check your bank account or mail history.
  2. Request a payment trace by filing Form 3911 with the IRS.
  3. File or amend your tax return for the year the payment was missed.
  4. Use the “Where’s My Refund?” tool if you filed a 2024 tax return and are expecting a refund that includes stimulus-related credits.

2025 IRS Payment Deadlines

While no new federal stimulus checks have been authorized in 2025, the IRS has confirmed that over $1 billion in unclaimed payments are still available. These include:

  • Recovery Rebate Credits
  • Refundable Child Tax Credits
  • Earned Income Tax Credits

The deadline to claim 2021 payments is April 15, 2025. For 2020 payments, the cutoff was May 17, 2024.

Bottom Line

If you’re waiting on a stimulus-related payment, the IRS stimulus tracker is the fastest way to get answers. Act quickly—some credits expire if not claimed by key tax deadlines.

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