Millions of Americans rely on Social Security Disability Insurance (SSDI) for monthly income, and the next scheduled payment is just around the corner. The final round of April payments will be distributed on Wednesday, April 23, 2025, and includes the full 2.5% COLA increase that went into effect this year.
If you’re expecting a deposit this week, here’s what to know.
Who Will Receive the April 23 SSDI Payment?

The Social Security Administration divides SSDI recipients into three groups, based on their birth dates and when they first started receiving benefits. The April 23 payment will go to:
- People who started receiving SSDI after May 1997, and
- People whose birthday falls between the 21st and 31st of any month
If you meet both of those conditions, you’re in Group 4, and your next SSDI payment is scheduled for Wednesday, April 23.
How Much Will the April 23 Check Be?
Thanks to the 2025 Cost of Living Adjustment (COLA), all SSDI checks this year are higher than they were in 2024. Here’s what recipients can expect:
- Average SSDI payment for a disabled worker: $1,580/month
- With a spouse and children: ~$2,826/month
- Maximum benefit: $4,018/month
Your exact payment amount depends on your earnings history, years worked, and when you applied for benefits
When Will Direct Deposits Arrive?
If you use direct deposit, your money could show up in your account early in the morning on April 23, depending on your bank. Paper checks may take a few extra days to arrive.
If your payment doesn’t arrive on time, the SSA recommends waiting three full business days before contacting them. After that, call 1-800-772-1213 or visit your local office.
What If You Didn’t Get Paid on April 9 or 16?
If your birthday falls between the 1st and 20th of the month, your SSDI check should have already arrived. But if you didn’t receive a payment on April 9 or April 16 and you think you should have, it may be due to:
- Incorrect birth date on SSA records
- Delay from a bank or payment processing issue
- Change in direct deposit or address not updated
You can check your payment history in your My Social Security account or contact the SSA directly for help.
Final Takeaway
If you’re in Group 4, your April SSDI payment is coming this Wednesday, April 23. The check will include the 2025 COLA increase and could make a big difference as you manage your monthly budget.
Stay up to date by checking your bank account, tracking mail delivery, and making sure your SSA account info is current.
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