Millions may still be eligible for the $1,400 IRS stimulus check—but the window to claim it closes today. Here’s how to get your money before it’s gone for good.
Who’s Eligible for the $1,400 Stimulus Check?
The $1,400 stimulus was part of the third round of Economic Impact Payments issued under the American Rescue Plan Act of 2021. While most Americans received it automatically, the IRS estimates that over 1.1 million people never claimed their check—many due to not filing a 2021 tax return.
Key Eligibility Requirements:
- You didn’t receive the third stimulus payment in 2021
- You qualify for the Recovery Rebate Credit based on your 2021 income
- You haven’t yet filed a 2021 tax return
Here’s the income criteria to qualify for the full amount:
| Filing Status | AGI Limit for Full Payment | Phase-out Limit |
|---|---|---|
| Single | $75,000 | $80,000 |
| Married Filing Jointly | $150,000 | $160,000 |
| Head of Household | $112,500 | $120,000 |
Dependents were also eligible for $1,400 each, regardless of age, so families could receive thousands in total.
Deadline: April 15, 2025
The IRS has given taxpayers three years from the original filing deadline to claim unpaid refunds—including stimulus funds. That means April 15, 2025 is the absolute last day to file your 2021 return and claim the credit. If you miss it, the money becomes the property of the U.S. Treasury.
There will be no extensions and no automatic payments for those who don’t file in time.
How to Claim Your Stimulus Check
To receive your payment, you need to file a 2021 tax return and claim the Recovery Rebate Credit.
Step-by-Step:
- Prepare your 2021 tax return—You can file it electronically or on paper.
- Check the Recovery Rebate Credit line on the form (Line 30 on Form 1040).
- Submit your return before April 15, 2025.
- Include accurate banking info or address for direct deposit or mailed check.
Those who already filed but didn’t claim the credit may receive payments automatically if the IRS has up-to-date banking or mailing details.
What If You Miss the Deadline?
Unfortunately, you will forfeit the payment entirely. The IRS has made it clear: late returns filed after today will not be eligible for the 2021 stimulus.
Related: Social Security Payments in April & May
While the stimulus deadline is today, other benefits are arriving soon:
- April 16: New Social Security payments for retirees and disability beneficiaries
- May 1: Another round of Social Security checks scheduled
- SSDI beneficiaries could receive up to $4,018 in new deposits
Meanwhile, Alaska residents will see $1,702 PFD stimulus checks distributed later this year through the state’s oil revenue fund.
Final Reminder: File Now or Miss Out Forever
If you or someone you know hasn’t filed their 2021 return and missed the third stimulus check, today is your last chance. The IRS is not offering grace periods or second chances.
Filing could put up to $1,400 per person back in your pocket—and possibly more for families with dependents.
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