Millions Still Eligible for $1,400 Stimulus Check from 2021—But Time Is Running Out
The IRS is reminding Americans that time is almost up to claim their missing $1,400 stimulus check from the third round of Economic Impact Payments issued in 2021. If you were eligible but never received the payment—or didn’t claim it on your 2021 tax return—you may still qualify under the Recovery Rebate Credit.
To get the money, you must file or amend your 2021 federal tax return by April 15, 2025. After that, the opportunity disappears for good.
Even if you don’t typically file taxes, you still need to submit a 2021 return to receive the full credit. This includes non-filers, low-income earners, and seniors.
How to Claim the $1,400 IRS Stimulus Check in 2025
Here’s what you need to do:
- File a 2021 Tax Return: Use Form 1040 or 1040-SR. IRS Free File options are still available for those with lower incomes.
- Check Your Past Payments: Look for IRS Letter 6475 or sign in to your IRS online account to find how much you already received.
- Calculate the Credit: If you received less than the full amount, claim the difference as the Recovery Rebate Credit.
- Amend If Needed: Already filed in 2021 but missed the credit? File Form 1040-X to amend your return.
Important: If you do not file by April 15, 2025, the IRS will not issue the $1,400 credit. The law prohibits refunds after that date.
New $2,000 Stimulus Check in 2025: What You Need to Know
In addition to the expiring $1,400 credit, millions are now eligible for a new $2,000 fourth stimulus check as part of continued federal economic relief in 2025.
These checks are being distributed in phases beginning April 2025.
Who Is Eligible?
- Single filers earning under $75,000
- Married couples earning under $150,000
- Heads of household earning under $112,500
- Federal benefits recipients, including Social Security, SSI, SSDI, and VA benefits
- Additional payments available for children under 17
If your income exceeds these limits, payments will phase out.
Distribution Timeline
- April: Direct deposits for filers with banking info on file
- May–June: Paper checks mailed
- June: Prepaid debit cards for non-direct deposit recipients
How to Make Sure You Get Your Stimulus
To receive your payment without delay:
- File your 2024 taxes if you haven’t already.
- Update your direct deposit info with the IRS.
- Use the Non-Filers Portal if you don’t normally file taxes.
- Track your payment using the IRS Get My Payment tool.
Is the Stimulus Taxable?
No. Both the $1,400 and $2,000 stimulus payments are not considered taxable income and won’t affect your 2025 tax return. However, if you receive income-based benefits, consult a tax professional to ensure there are no side effects.
Final Warning: Don’t Miss the Deadlines
The $1,400 Recovery Rebate Credit from 2021 expires on April 15, 2025. After that, there’s no way to get it—even if you qualify.
At the same time, the $2,000 fourth stimulus rollout is underway, and non-filers must act fast to secure their payment.
Pro Tip: Scams are rising. The IRS does not contact people by text, social media, or email. Only file through official IRS channels.
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