The Internal Revenue Service (IRS) is urging last-minute filers to act quickly as the April 15, 2025 tax deadline approaches. From free filing tools to payment plans and disaster-related extensions, here’s what individuals and businesses need to know.
Tax Day 2025 Deadline and Free Filing Tools
The IRS continues to offer a wide range of free resources for taxpayers filing last-minute returns or seeking help:
- IRS Direct File is a web-based, mobile-friendly tool available to 32 million taxpayers in 25 states. It allows eligible users to file directly with the IRS and includes features to import W-2s, Form 1099-INT, and Form 1095-A.
- IRS Free File is available to everyone to file tax returns or submit an extension to file—even if you don’t meet Direct File criteria.
- The Let Us Help You page on IRS.gov connects users with answers to tax law questions, refund tracking, online accounts, transcripts, and more.
How to File for an Extension
If you’re not ready to file by April 15, request a six-month extension using:
- IRS Free File or tax software
- IRS Direct Pay (check the “extension” box when paying)
- Form 4868, the Application for Automatic Extension of Time To File
Reminder: An extension gives more time to file, but not to pay. You must still pay any owed taxes by April 15 to avoid interest and penalties.
Payment Options for Those Who Owe
Can’t pay your full tax bill? File anyway and consider these options:
- Short-term payment plan: For balances under $100,000, gives up to 180 days to pay.
- Long-term payment plan: For balances under $50,000. Pay monthly for up to 10 years with automatic withdrawals.
Even if you owe, filing on time avoids the failure-to-file penalty (5% per month). The failure-to-pay penalty is only 0.5% per month while on a payment plan.
Disaster Relief Extensions
The IRS has extended the filing deadline to May 1, 2025 for taxpayers in the following states affected by 2024-25 natural disasters:
- Alabama, Florida, Georgia, North Carolina, South Carolina
- Parts of Tennessee, Virginia, New Mexico, and Alaska
Victims of California wildfires have until Oct. 15, 2025. Kentucky and parts of West Virginia affected by severe weather have until Nov. 3, 2025.
Check the IRS disaster relief page for updates.
Taxpayer Support and Accessibility
- VITA & TCE: Free in-person tax prep for those earning less than $67,000, seniors 60+, and non-English speakers.
- Alternative Media Center: Tax documents are available in Braille, large print, and screen-reader formats.
- Military Tax Resources: Special rules apply to active-duty service members, including automatic extensions for those in combat zones.
Tips to Avoid Filing Mistakes
- Use the Tax Withholding Estimator to prevent surprises next year.
- Monitor your IRS Online Account for key tax documents and payment history.
- Avoid phishing emails or texts impersonating the IRS. Always go to IRS.gov directly.
Final Reminder
Tax Day is Tuesday, April 15, 2025. File on time, pay what you can, and explore the IRS tools available to help.
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