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SSDI: Who qualifies to apply for disability benefits?

SSDI, or Social Security Disability, is a benefit offered through the Social Security Administration for disabled Americans.

Social Security card with cash and a check representing benefits like SSDI

This benefit can greatly help someone who became disabled on the job and can no longer work to earn the same wages they once were.

In order to qualify for this benefit, specific qualifications need to be met.


Social Security: Getting your payments electronically

Qualifications for SSDI

You must have a medical condition that meets the definition of a disability from the Social Security Administration.

You need to have worked and paid into Social Security before your disability came to exist.

Those who qualify are unable to work for one year or longer because of their medical condition.


SSI & SSDI: What you can earn and still qualify for benefits, up to $4,174

Partial or short term disabilities will not qualify you for SSDI.

The benefits will continue until you are able to fully return to work again.

If you’re on SSDI before hitting full retirement age, the benefits will switch over to Social Security once you get to that point.

To apply for SSDI, visit the Social Security website, or call them at 1-800-772-1213 between 8 a.m. and 7 p.m. Monday through Friday.

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