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Student Loan Default
STUDENT LOAN DEBT 2026: Millions will have wages garnished this month
Millions of Americans with federal student loans are heading into 2026 facing the most aggressive collections environment in years. After months of warnings and incremental policy shifts, the U.S. Department of Education has confirmed it ... more
States sue Trump administration over new limits to student loan forgiveness
More than 20 states led by Democrats have sued the Trump administration over a new rule that would deny student loan forgiveness to some nonprofit and public employees, according to The Associated Press. The states ... more
Student Loan Forgiveness: New Rules End SAVE Plan
The federal student loan system is facing major changes. New rules signed into law have officially ended the SAVE repayment plan. The reforms will also restrict future forgiveness options for parents. These changes will impact ... more
Student loan defaults will trigger 15% wage garnishment for millions
Millions of Americans are now facing steep financial penalties as student loan defaults hit record highs, including potential wage garnishment of up to 15%. Loan delinquency hits critical level According to TransUnion, nearly 6 million ... more
Social Security: 15% Payment Cut For Some Beneficiaries On Pause
Facing mounting backlash from retirees and disability advocates, President Donald Trump has temporarily paused the controversial policy that allowed the federal government to garnish Social Security benefits from Americans who defaulted on their student loans ... more
Social Security Payments June 2025: 15% Cuts & New Rules
Millions of Americans rely on Social Security payments to make ends meet, and with June 2025 approaching, many are asking: When will checks arrive — and is anything changing? The good news is that the ... more
Student loan repayment, forgiveness rules changing again in 2025
Student loan borrowers are facing renewed uncertainty in 2025 as federal repayment programs shift again. Legal challenges, delayed applications, and resumed collections are creating confusion for millions. Over 5 million borrowers in default now risk ... more
Student loan forgiveness update: GOP moves to cut key programs
Millions of borrowers could soon lose access to popular student loan forgiveness programs. Republican lawmakers, the Department of Education, and the Trump administration are pushing plans to eliminate several major debt relief options. Here’s the ... more
Student loan collections resume: What defaulted borrowers must know
Student loan collections have officially resumed in the United States, ending a five-year pandemic-era pause. For borrowers in default, this means the risk of wage garnishment, tax refund seizure, and Social Security offsets is back—and ... more
