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Federal Student Loans
How to Enroll in Fresh Start Before Garnishments Hits Your Social Security
If you’re worried about student loan garnishment cutting into your Social Security check, there’s still time to stop it—but only if you act now. The federal government’s Fresh Start initiative gives borrowers a one-time chance ... more
Social Security Student Loan Garnishment: Will Checks Be Affected in July?
As student loan collections continue to ramp up in 2025, thousands of older Americans are asking: Could my Social Security check be garnished in July for unpaid student loans? The short answer: Yes — but ... more
These Social Security Recipients Will Face 15% Cuts Starting in June
The Trump administration has confirmed that Social Security recipients who are in default on federal student loans will see their monthly benefits reduced by 15% beginning in June 2025. The announcement marks the resumption of ... more
Student loan collections resume: What defaulted borrowers must know
Student loan collections have officially resumed in the United States, ending a five-year pandemic-era pause. For borrowers in default, this means the risk of wage garnishment, tax refund seizure, and Social Security offsets is back—and ... more
