Category: Money

A new phone or tablet tends to arrive with a screen full of icons, and the store on the device offers many more. Choosing apps for seniors usually comes down to a few … more: Apps for seniors and where PennyGuard fits

As we plan for retirement, we want to find the perfect balance between growth, safety, and peace of mind. Some of us prefer investing in alternative assets during times of instability … more: Alternative Investment Choices: When Physical Metals Belong in Retirement Savings

Federal and New York tax rules treat gambling losses differently for the 2026 tax year. The differences affect deductions for players at Finger Lakes casinos and other … more: Finger Lakes Gamblers Will File Under Two Different Loss Rules in 2026: Washington Cut the Deduction, Albany Didn’t

Choosing a health insurance plan means looking beyond just the monthly premium. It is easy to budget, compare, and choose the least expensive option. While premiums are easy to compare, they rarely … more: How to Compare Health Insurance Plans Beyond the Monthly Premium

More than 125,000 people have left New York City for Florida since 2020. According to Citizens Budget Commission data, they took an estimated $13.8 billion in combined income with them. That's the … more: What New Yorkers Actually Give Up, and Gain, by Moving to Florida

Deciding that you are ready for a divorce is often part of a long process that includes realizing that your marriage is no longer capable of improving. While you might know … more: What Happens When One Spouse Refuses to Sign Divorce Papers?

Installment loans divide repayment into fixed payments over a set term, giving borrowers a predictable schedule for paying down a balance. That structure differs from payday loans, which typically require the full … more: 4 Best Installment Loans for Fixed Monthly Payments of October 2026

T-Mobile will pay up to $800 to help some customers leave another phone company. Think about the economics of that for a moment. A company that has never received a dollar … more: What Is a Customer Worth? Why Big Companies Pay You to Switch, Refer and Stay

Three numbers. That's the entire system I use to keep my household money straight, and it takes about 20 minutes a month. Not a spreadsheet with 40 tabs, not an app that … more: How to Build a Monthly Money Routine That Actually Sticks

A marriage ends, and two people have to figure out who gets what. The house, the savings, the retirement accounts, even furniture nobody wants but nobody wants to give up either.  Most states … more: What Couples Should Consider When Dividing Assets in a Divorce

When you're buying second-hand products online, it can feel overwhelming with so many options out there. You don’t just want any item—you want the right one at the best price. To make … more: The Ultimate Guide to Buying Second-Hand Items on Online Marketplaces

David Keefe has built a financial strategy career around a specific record: more than 32 years with New York Life Insurance Company, Chartered Financial Consultant ChFC® and Chartered Life Underwriter CLU® designations, … more: David Keefe of 4-Point Financial LLC on Financial Strategy for Individuals and Families

The loudest task is not always the most important one Most of us have been trained to respond to urgency like it is proof. If something feels immediate, we assume it must … more: Urgency Is Not Always Information

Most money advice focuses on big decisions. Everyday financial life is made up of small decisions, and friction accumulates there. That friction matters more when margins are thin, and margins are … more: Money Management Habits That Make Everyday Life Easier

The digital shopping landscape has undergone a remarkable transformation in 2026, with consumers now wielding an arsenal of sophisticated tools to maximize their purchasing power. As inflation continues to impact household budgets and … more: How Digital Tools Are Helping Consumers Stretch Their Online Shopping Budgets in 2026

Having made a budget once, many people seem to open up their accounting software on the Sunday evening of every following month, blissfully planning out each and every last cent for the … more: Building a Budget That Actually Sticks

Entering into a motor finance agreement represents a significant financial commitment that spans several years. Exercising proper due diligence prior to signing ensures you select a package tailored to your financial reality … more: Key Financial Checks to Carry Out Before Signing a Car Agreement

In 2026, families across New York's Finger Lakes region are placing greater emphasis on financial resilience amid economic uncertainty, rising household expenses, and unexpected costs. Many households are focusing on building emergency savings, … more: How Finger Lakes Families Are Building Emergency Financial Resilience in 2026

Moving countries resets things you assumed were permanent. Your license needs replacing, your phone plan starts over, your address book gets rebuilt one contact at a time. Buried in that pile … more: Building Credit From Zero In A Country You Just Moved To