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Holiday shopping season in full swing: Is credit card spending a concern?

The holiday shopping season is in full-swing. At this point, there’s only a couple weeks left.

So, what is the trend on holiday shopping?

The National Retail Federation says it expects spending to be around 21% more than 2021.


That said, credit transactions are the most-popular by far. It has some consumer experts worried because this method could have an impact on the economy in the first quarter of 2023.

They say shoppers are less likely to keep track of what they’re spending during the holidays if using credit.

The rise of mobile payment methods like Apple Pay have also impacted shopping volume this year.