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Social Security: You could lose your benefits if you didn’t report your marriage

If you are getting married or remarried, be sure to report it to the Social Security Administration.

Social Security benefits application

Changes in your name and/or address should be reported as well.


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What are the risks of not reporting the changes?

Social Security does grant spousal benefits, but any marriage, divorce, or a status change should be reported to the Social Security Administration (SSA). Beneficiaries have a ten day period after the end of the month to report the changes or risk losing their benefits.

Not reporting your updated status could lead to financial penalties, not receive overpayments, or miss additional payments. The SSA could impose a sanction to cancel your benefits if the changes aren’t reported.

The SSA can verify your marriage through public records, even if you married abroad.

If your name changed when you got married, the money will not be deposited if the name on the bank account doesn’t match the one on the check.


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