What is a uniform lifetime table?
Find out what you need to know here.
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What is it for 2022?
Life expectancy tables have been released by the IRS. They are used to calculate required minimum distributions (RMDs) for 2022. Read more about it here.
The most common table is the Uniform Lifetime Table. It allows IRA account holders to look at their lifetime RMDs.
The 2022 uniform life table will be as follows. The left side will be the age of the IRA account holder and on the right is life expectancy in years:
72 / 27.4
73 / 26.5
74 / 25.5
75 / 24.6
76 / 23.7
77 / 22.9
78 / 22.0
79 / 21.1
80 / 20.2
81 / 19.4
82 / 18.5
83 / 17.7
84 / 16.8
85 / 16.0
86 / 15.2
87 / 14.4
88 / 13.7
89 / 12.9
90 / 12.2
91 / 11.5
92 / 10.8
93 / 10.1
94 / 9.5
95 / 8.9
96/ 8.4
97 / 7.8
98 / 7.3
99 / 6.8
100 / 6.4
101 / 6.0
102 / 5.6
103 / 5.2
104 / 4.9
105 / 4.6
106 / 4.3
107 / 4.1
108 / 3.9
109 / 3.7
110 / 3.5
111 / 3.4
112 / 3.3
113 / 3.1
114 / 3.0
115 / 2.9
116 / 2.8
117 / 2.7
118 / 2.5
119 / 2.3
120+ / 2.0