Skip to content
Home » Valentine's Day » Worker’s Compensation: Everything to know about applying for benefits

Worker’s Compensation: Everything to know about applying for benefits

Worker’s compensation, or worker’s comp, exists as an insurance policy to protect employees and workers during an injury.

employee covered by worker's compensation

This insurance covers the cost of medical bills and lost wages.

Worker’s compensation is something all businesses should know about.

Finger Lakes Partners (Billboard)

Workers Compensation: Applying for the benefit in 2022

Why it’s important to have worker’s compensation

This policy is important because it helps cover employers costs for accidents and legal action taken against them in the event that an employer sues them.

The policy will also help cover an employee’s lost wages if they’re injured.

Business owners will pay a premium once per month for the worker’s comp policy.

DiSanto Propane (Billboard)

Some states legally require businesses to have a policy.

Accidents that happen due to action against workplace policy as well as during commutes to and from work aren’t usually covered.

The amount a business pays will depend on business location, type of injury and the associated risk for the injury.


The steps to apply are to first take out a worker’s compensation policy.

An injured person will then seek out medical treatment, document everything, and tell the employer.

The business will then fill out the proper forms for the incident.

Categories: News