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How do I apply for children’s health insurance?

Medicaid programs have expanded in some states.

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The expansion will cover people who are below a certain income level.


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Children’s Health Insurance Program

Children’s Health Insurance Program (CHIP) and Medicaid provide low cost, or fee healthcare coverage to millions of Americans. Medicaid services assist low income families and children, pregnant women, elderly, and disabled people. Read more about it here.

If you don’t qualify for Medicaid based on income, you should still consider applying. You may qualify for your state’s program.

CHIP and Medicaid don’t have open enrollment periods. This means that you can apply any time of the year.


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How do I apply?

  1. Through the Health Insurance Marketplace
    • After filling out the application, if anyone in your household qualifies for CHIP or Medicaid, the information will be sent to the state agency and they will contact you about enrollment.
    • Submitting a Marketplace application will also let you see if you qualify for an individual insurance plan with savings based on your income instead. They may be more affordable than you realize.
  2. Through your state’s Medicaid agency

In order to qualify for CHIP:

  • child must be younger than 19 years old
  • uninsured
  • a citizen/ meeting immigration requirements
  • a resident of the state
  • within the state’s CHIP income range, based on family income

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